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Academic Year Chart
Age Based Pricing
Academic Year Chart
Use age/grade as of December 1, 2025 to arrive at the academic year the Beneficiary (child) is expected to attend college.
| Age/Grade | Expected Academic Year |
|---|---|
| Newborn (December 1, 2026 or after) | 2045 |
| Newborn (December 1, 2025 - November 30, 2026) | 2044 |
| Infant (before December 1, 2025) | 2043 |
| 1 | 2042 |
| 2 | 2041 |
| 3 | 2040 |
| 4 or older and not in school | 2039 |
| Kindergarten | 2038 |
| 1st Grade | 2037 |
| 2nd Grade | 2036 |
| 3rd Grade | 2035 |
| 4th Grade | 2034 |
| 5th Grade | 2033 |
| 6th Grade | 2032 |
| 7th Grade | 2031 |
| 8th Grade | 2030 |
| 9th Grade | 2029 |
| 10th Grade | 2028 |
| 11th Grade | 2027 |
| 12th Grade | 2026 |