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Academic Year Chart

Academic Year Chart

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Age Based Pricing

The price for one credit hour is based on the contract type you choose and the age/grade of the Beneficiary (child). Use this chart to determine the appropriate expected academic year to enter during online enrollment or the Contract Signature Page (when enrolling by mail).

Academic Year Chart

Use age/grade as of December 1, 2025 to arrive at the academic year the Beneficiary (child) is expected to attend college.

Current Age/Grade Expected Academic Year to Begin College
Newborn (December 1, 2026 or after) 2045
Newborn (December 1, 2025 - November 30, 2026) 2044
Infant (before December 1, 2025) 2043
1 2042
2 2041
3 2040
4 or older and not in school 2039
Kindergarten 2038
1st Grade 2037
2nd Grade 2036
3rd Grade 2035
4th Grade 2034
5th Grade 2033
6th Grade 2032
7th Grade 2031
8th Grade 2030
9th Grade 2029
10th Grade 2028
11th Grade 2027
12th Grade 2026

Pricing

Price Charts

Prices are broken into charts based on plan type and age of the Beneficiary. Prices listed are per credit hour.

Contribution Calculator

This tool is intended to provide an estimate of your monthly contribution amounts based on your child's age, your desired number of credits and amount of time you wish to contribute.