@media screen and (max-width: 550px){ .splitCol.col_3.NONE{ display: inline-block; clear:both !important; } } Sometimes mistakes happen in the rush to submit documents before your retirement effective date, which require time and attention to resolve. The time needed to correct errors could delay your first pension check or insurance e
Your eligible dependents may receive health, dental, and vision insurance. Your spouse is an eligible dependent to be covered. If he or she is also a public school retiree, you will be covered together under one contract.
Effective July 1, 2013, Prudential will no longer accept new applications for long-term care. For questions about your long-term care insurance through Prudential, call (800) 732-0416, or visit the Prudential website. For questions about your long-term care insurance through MetLife, call
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You will be asked to provide photocopies of the following:
These documents are referred to as proofs, proving your eligibility for coverage. Learn more here about the required proofs you may need to submit to enroll a spouse or dependent in insurance.
To ensure coverage for your incapacitated child, you will need to provide:
Coverage for a disabled dependent can begin the first of the month after ORS approves their eligibility, so it is important to provide documentation as early as possible. In some cases, we may ask for additional information to determine medical eligibility. This may delay enrollment.
A federal law known as Consolidated Omnibus Budget Reconciliation Act (COBRA), allows your spouse or child the option of paying for continued health insurance coverage for up to 36 months after a qualifying event that results in the loss of eligibility. Your health insurance carrier may also offer a conversion policy for the dependents. Your dependents will be notified of these options by the health insurance carrier. Contact the insurance carrier for more information.
If you choose a survivor option for your pension and you have the premium subsidy benefit, your designated pension beneficiary can enroll in or continue group insurances after your death. If you choose your spouse as your survivor pension beneficiary, your eligible dependents who were covered at the time of your death will also continue to receive insurance benefits as long as they remain eligible.
If you choose a survivor option for your pension and you have the Personal Healthcare Fund, any eligible beneficiaries and dependents who were already enrolled in insurance plans at the time of your death may continue to be enrolled in those insurance plans and they will continue to be responsible for the entire premium. If they terminate the plan at any time, they will not be able to reenroll.
If you divorce, your former spouse's coverage ceases as of the end of the month in which the divorce occurs. They may be eligible for COBRA continuation, however.
If you are covered under your spouse's plan at the time of divorce, and lose coverage, it is considered a qualifying event. Find more information about qualifying events and enrollment time frames here.