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Common Bumps

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Michigan Office of Retirement Services

Common Bumps

Common Bumps


Sometimes mistakes happen in the rush to submit documents before your retirement effective date, which require time and attention to resolve. The time needed to correct errors could delay your first pension check or insurance enrollment. Click below for details on the five most common causes for delay and tips to avoid each.

Proof of Age Pension Election/
Spousal Waiver
Dependent Proofs
for Insurance
Termination vs.
Effective Date
Unpaid Service Credit
of Contributions Bill(s)