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Long-Term Care

Long-Term Care Insurance

Effective July 1, 2013, Prudential will no longer accept new applications for long-term care.

Current policy holders will continue to be covered under the terms and conditions of their Prudential long-term care insurance certificates, which are guaranteed renewable. Your current rate is guaranteed not to increase through Jan. 31, 2019.

Existing employee and retiree participants will continue to receive inflation offers or automatic inflation increases and will have the ability to decrease coverage at any time. However, benefit increases are no longer allowed by Prudential.

The Michigan Office of Retirement Services will continue to process long-term care pension deductions for retirees and dependents.