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Social Security Number

person holding up social security card while their thumb is covering the SSN number
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Social Security Number

Social Security number identity theft occurs when your Social Security number (SSN) is stolen, and the fraudster uses it for financial gain.

Social Security Number

Make it more difficult for a fraudster to obtain credit in your name. By contacting just one of the three credit reporting agencies (CRAs), the other two will be notified of your fraud alert request. 

Online: Equifax online fraud alert request form
Call: 800-525-6285 or 888-766-0008
Write: P.O. Box 740256, Atlanta, GA 30374

Online: Experian online fraud alert request form
Call: 888-397-3742
Write: P.O. Box 4500, Allen, TX 75013

Online: TransUnion online fraud alert request form
Call: 800-680-7289
Write: P.O. Box 2000, Chester, PA 19016

Take along: ID, proof of your address, and proof of theft. You will be provided with a copy.

Police departments are required to take your report under MCL 762.10C and MCL 780.754A.

You must request from all three credit reporting agencies: 

Equifax:  Equifax security/credit freeze request form

Experian:  Experian security/credit freeze request form

TransUnion:  TransUnion security/credit freeze request form  

Contact your financial institution to alert them that you were a victim of a scam.

Review Your Social Security Earnings

Review your Social Security earnings records for accuracy. 

Contact the Social Security Administration online or by calling 800-772-1213.

Contact the Federal Trade Commission

Contact the Federal Trade Commission to report identity theft and to obtain a recovery plan.

Contact the Federal Internal Revenue Service (IRS)

Contact the IRS Identity Protections Specialized Unit online or by calling 800-908-4490. This will protect you from fraudsters who might file tax returns in your name.

Monitor Your Credit Report

Monitory your credit on an ongoing basis by requesting your free annual credit report from all three credit reporting agencies online or by calling 877-322-8228.

Ensure login information used would not be easy for a fraudster to figure out 

Do not use your mother’s maiden name, your birthdate, or the last four digits of your social security number for account login authentication