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Credit Reporting Agencies

Credit reporting agencies compile your credit history which is used to establish your credit score. 

  • Block fraudulent information from appearing on one or all three of your reports
  • In request to block, you should send: 
    • A copy of the police report
    • Letter telling what info is fraudulent and request to have information blocked
    • Proof of your identity
  • Instruct information providers of blocked fraudulent information
  • Creditors cannot turn over debt to a collection agency for fraudulent information that has been blocked by a credit reporting agency