Credit reporting agencies compile your credit history which is used to establish your credit score. 

• Block fraudulent information from appearing on one or all three of your reports;
• In request to block, you should send:
  • A copy of the police report;
  • Letter telling what info is fraudulent and request to have information blocked; and
  • Proof of your identity.
• Instruct information providers of blocked fraudulent information; and 
• Creditors cannot turn over debt to a collection agency for fraudulent information that has been blocked by a credit reporting agency.