Child

Child identity theft occurs when a fraudster opens fraudulent accounts or files taxes in your child's name. 

In The Event Of Fraudulent Credit Being Taken Out In Your Child's Name, As A Parent, Request From The Entity

• That the fraudulent account be closed
• That the entity confirm release from liability in writing

As Follow Up

• Provide a letter to the entity which includes a copy of your child's birth certificate

In The Event Federal Taxes Were Filed Under Your Child's Name, As A Parent

• File under your child's name the Federal Internal Revenue Service (IRS) requires an Identity Theft Affidavit
  • Following directions at the closing of the form on how to submit
  • The form can be filed with the Federal Trade Commission (FTC) electronically
    •  The FTC will then electronically file it with the IRS on your behalf
    • We encourage you to complete the affidavit and work directly with the IRS
    • Contact the IRS directly after submitting the affidavit at 800-908-4490
• You can check your child's credit history if you suspect fraudulent activity may have occurred
  • Because minors are not able to enter into legal agreements, a credit report should not exist under their social security number
  •  All three credit reporting agencies have special procedures in place to run manual searches on minors
    
    • Contact Equifax for more information
    • Contact Experian for more information
    • Contact TransUnion for more information