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Workers Compensation
Worker's Disability Compensation
Workers' disability compensation is an employee benefit that has been available to Michigan workers since 1912. Compensation is provided for employees who can demonstrate their disability or death is as a result of a work-related injury or disease. Benefits are paid by the employers (either directly or through their insurance company).
These benefits are separate from unemployment compensation, hospital, health or accident insurance. The Department of Labor & Regulatory Affairs, Workers' Compensation Agency provides oversight for workers' disability compensation programs.
Private employers in Michigan who employ three or more workers at one time; or have regularly employed at least one worker for 35 hours or more per week for 13 weeks or longer during the last 52 weeks must have workers' disability compensation coverage, either as a self-insured or through an insurance company.