Help for Homeowners

The Step Forward Michigan program is closed for new applications as of, Saturday, October 31st, 2020.

Step Forward staff will continue to review applications that were received prior to October 31st , 2020.

Are you a homeowner who is having trouble making your mortgage payments? Or had an involuntary hardship that caused you to fall behind on your property taxes?  Then we're here to help!

  • The Step Forward Michigan provides interest-free forgivable loans to assist with mortgage, property taxes, and/or condominium association fees.   If you had an involuntary qualifying hardship that caused the delinquency (Examples: Job loss, medical event, death, divorce, one-time critical housing repair) and have the income necessary to sustain future payments, visit the Step Forward Michigan Program website to apply or call 866-946-7432.

  • MSHDA's statewide network of Housing Educators can help if you're having financial trouble, need help finding local resources or even facing foreclosure. Select the link above to find a counseling agency near you or select stages of foreclosure to review your options.

  • Facing foreclosure? Step Forward Resources

  • With under $450,000 remaining in Loan Rescue funds, Step Forward Michigan (SFM) is announcing that no new applications will be accepted after October 31, 2020.

  • SFM staff will continue to process applications received by the deadline, however applicant eligibility must be determined by no later than December 31, 2020.

  • Homeowners can contact the Step Forward Michigan call center at 866-946-7432 for additional information.