Missing Middle Housing Program

PLEASE NOTE, AT THIS TIME WE ARE NOT ACCEPTING APPLICATIONS. WE WILL UPDATE THIS PAGE IF FUNDING BECOMES AVAILABLE. 

The Missing Middle Housing program (“MMHP”) is a housing production program designed to address the lack of attainable housing, particularly for households in the 60%-120% Area Median Income (AMI).  The MMHP seeks to increase the supply of workforce housing and these grant funds help by defraying the cost of construction and rehab of both rental and for-sale homes.  To date, a total of $110 million in American Rescue Plan (ARP) funds from the U.S. Department of Treasury has been dedicated to the Missing Middle Housing Program, all of which was awarded during Rounds 1 and 2.  MSHDA is exploring new funding sources and hope to re-open applications in the near future.

Round 2 Regional Funding Availability - as of October 30, 2023

Round 1 and Round 2 Awards and Application Rankings - as of September 28, 2023

Missing Middle Housing Program Plan

Missing Middle Housing Program FAQ

How to Apply: Currently, we are not accepting applications. Please check back for future rounds.

Documents needed when applying

Missing Middle Program Checklist – This list identifies documents we required for a complete application submission. It may change for future rounds. Click here for the past Missing Middle Housing Program Checklist.

Missing Middle Application – If future funding becomes available, we will link the application here.

Missing Middle Pro-Forma – If future funding becomes available, we will link the proforma here.

Missing Middle Program Policies, Links, and Documents

• Tab A - Missing Middle Trade Payment Breakdown
• Tab B - Missing Middle EEO Policy - EEO Policy Statement & Appendix for Construction Contract 
• Tab C - Missing Middle Affirmative Fair Housing Marketing Plan (AFHMP)  
  • Narrative Instructions 
  • AFHMP Fillable Forms 
• Tab D - Missing Middle Financial Capacity
• Tab E - Housing Partnership Regions
• Tab F - Income, Rent and Sale limit information - click here for information and examples
  
  • Missing Middle Income Charts can be found here:  Income Rent and Utility Limits (michigan.gov)
  • Missing Middle Tenant and Owner Income Certification Compliance Forms: Compliance Forms (michigan.gov)
  • Rental Utility Schedules (choose “Utility Schedules Regions A-D”):  LIHTC Utility Allowances (michigan.gov)
  • Missing Middle Compliance Policies can be found here - Compliance Monitoring Policy Bulletins (michigan.gov)
• Tab G - Missing Middle Environmental Requirements NOTE: all applicants must complete environmental checklist
• Tab H - Missing Middle Underwriting Standards 
• Tab I - Missing Middle Inclusive Design Requirements
• Link to Rural Development site to determine if location is considered Rural: Single Family Housing Eligibility Assessment (usda.gov)
  
  • Select 'Property Eligibility' tab, accept terms and enter your project address

Davis Bacon/Prevailing Wages Related

• Information On Davis Bacon/Prevailing Wages Requirements 
• Example of how to interpret Davis Bacon/Prevailing Wage Benefit Charts
• Davis Bacon/Prevailing Wage - FAQ's

Forms and Resources

Award Commitment - What’s Next? Information for pre-grant agreement phase
Background and Credit Check Authorization Form
Prevailing Wage Certification Form and Instructions
Waiver of Wages Form (for on-site volunteers)
Authorization to Release Information
Administrative Expense Report

Forms Specific to Disbursement:

Relevant to For Sale Units only:

Beneficiary Compliance Agreement
Deed Restrictive Covenant

Relevant to Rental projects only:

Regulatory Agreement

If you have a housing project underway which you feel could benefit from funding programs like Missing Middle, we would like to know more about it.  To share details about your project:

1) Click here to create a private, secure folder in SharePoint https://forms.office.com/g/DyLL174kFE

2)  Fill out our general information form and upload into your SharePoint folder.

Inclusive Design within the Missing Middle Program

MSHDA encourages the building of more accessible and adaptable housing with Missing Middle funding. Based on CDC data Michigan has a 27% disability rate among adults, meaning one out of every four adults in Michigan has a disability, with 12% being mobility, 6% hearing and 4% vision. The older adult population in the state is growing and so is the need to build housing designed to age in place. Investing in accessible and adaptable housing within the Missing Middle Program will address these demands and further equitable housing opportunities. For Missing Middle requirements, refer to Tab I - Missing Middle Inclusive Design Requirements. 

Questions?  You can contact us at: MSHDA-MissingMiddle@michigan.gov