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Missing Middle Housing Program
The Missing Middle Housing Program is a housing production program designed to address the general lack of attainable housing and housing challenges underscored by the COVID-19 pandemic by increasing the supply of housing stock to support the growth and economic mobility of employees by providing cost defrayment to developers investing in, constructing, or substantially rehabbing properties targeted to household incomes between 185% and 300% of the Federal Poverty Guidelines (FPG). The Missing Middle Housing Program is funded by State appropriated American Rescue Plan (ARP) Funds from the U.S. Department of the Treasury. $50 million of ARP funding has been dedicated to the Missing Middle Housing Program.
Missing Middle Grants are designed to help fill construction costs by funding gaps in eligible projects and are calculated using a formula-driven approach based on the number of Missing Middle units in the project. For more information on this formula please refer to the Eligible Costs section on page 4 of the Missing Middle Housing Plan below or the Missing Middle Grant Funding Calculation tab of the Missing Middle Pro-Forma below.
There will be two separate opportunities for eligible developers to apply for funding under the Missing Middle Housing Program. A table of the funding rounds, timing, and amount of funding available is list below:
|Funding Round||Round Opening Date||Funding Closing Date||Total Funding Available|
|Round 1||Monday, September 19, 2022||Friday, December 30, 2022||$15,000,000|
|Round 2||Est. January 2023 - April 2023||Monday, September 30, 2024||$33,000,000|
Interested parties and applicants should first read and be familiar with the Missing Middle Housing Program Plan (linked below) as it is the governing document for the Missing Middle Housing Program and details the key program requirements.
Missing Middle Program Round 1 List of Applications Received - as of November 4, 2022
Inclusive Design within the Missing Middle Program
MSHDA encourages the building of more accessible and adaptable housing with Missing Middle funding. Based on CDC data Michigan has a 26% disability rate among adults, meaning one out of every four adults in Michigan has a disability, with 12% being mobility, 5% hearing and 3% vision. The older adult population in the state is growing and so is the need to build housing designed to age in place. Investing in accessible and adaptable housing within the Missing Middle Program will address these demands and further equitable housing opportunities.
How to Apply:
Note: Round 1 Applications are being accepted Monday, September 19th -December 30, 2022 or until funds run out.
Step 1: Create your SharePoint folder: https://forms.office.com/g/nCTKC69wM9
Step 2: Fill out the Missing Middle Application and upload into the SharePoint folder
Step 3: Assemble documentation as noted in the Missing Middle Housing Program Checklist
Step 4: Upload supporting documents and related materials into the SharePoint folder
Step 5: MSHDA staff will contact you if they need clarification or additional documentation. Otherwise, you will be notified within 30 days regarding your project’s eligibility.
Missing Middle Program Checklist
This Missing Middle Program Checklist is a developer’s roadmap to all the documentation that needs to be submitted as part of applying for the Missing Middle program. Applicants should use this checklist to ensure they are submitting all necessary documentation when applying for Missing Middle funding.
Missing Middle Application
The Missing Middle Application document is submitted as part of an application package for Missing Middle funding and communicates to MSHDA important facts and information describing the Missing Middle project being proposed.
Link to Rural Development site to determine if location is considered Rural: Rural Designation Eligibility
Missing Middle Pro-Forma
These spreadsheet pro-forma templates should be filled out and submitted by applicants as part of the application submission. They communicate to MSHDA how the project will be financially feasible and achieve completion with the sources that are available.
Missing Middle pro-forma for projects with for RENT units - updated September 15, 2022
Missing Middle pro-forma for projects with for SALE units - updated September 15, 2022
Missing Middle Program Policies, Links, and Documents
The following Tabs contain additional policies, links, and documents that applicants will need to be aware of and utilize as part of the Missing Middle Program.
- Link to Rural Development site to determine if location is considered Rural: Single Family Housing Eligibility Assessment (usda.gov)
- Tab A – Missing Middle Trade Payment Breakdown
- Tab B – Missing Middle EEO Policy - EEO Policy Statement & Appendix for Construction Contract
- Tab C – Missing Middle Affirmative Fair Housing Marketing Plan (AFHMP)
- Tab D – Missing Middle Financial Capacity
- Tab E - Missing Middle County AMI Information
- Tab F - Missing Middle Federal Poverty, Gross Rent Limit and Sale Price Charts
- Tab G – Missing Middle Environmental Requirements
- Tab H – Missing Middle Underwriting Standards – COMING SOON
- Tab I – Missing Middle Compliance Policy
Missing Middle Income & Rent Limits can be found here: Income Rent & Utility Limits (michigan.gov)
Missing Middle Funded Projects
No data to report. Coming soon.
Questions? You can contact us at: MSHDA-MissingMiddle@michigan.gov