Help for Homeowners

Because of limited remaining funds in the Step Forward Michigan (SFM) program, NO new applications will be accepted after October 31, 2020.

Are you a homeowner who is having trouble making your mortgage payments? Or had an involuntary hardship that caused you to fall behind on your property taxes?  Then we're here to help!

  • The Step Forward Michigan provides interest-free forgivable loans to assist with mortgage, property taxes, and/or condominium association fees.   If you had an involuntary qualifying hardship that caused the delinquency (Examples: Job loss, medical event, death, divorce, one-time critical housing repair) and have the income necessary to sustain future payments, visit the Step Forward Michigan Program website to apply or call 866-946-7432.

  • MSHDA's statewide network of Housing Educators can help if you're having financial trouble, need help finding local resources or even facing foreclosure. Select the link above to find a counseling agency near you or select stages of foreclosure to review your options.

  • Facing foreclosure? Step Forward Resources

  • With under $450,000 remaining in Loan Rescue funds, Step Forward Michigan (SFM) is announcing that no new applications will be accepted after October 31, 2020.

  • SFM staff will continue to process applications received by the deadline, however applicant eligibility must be determined by no later than December 31, 2020.

  • Homeowners can contact the Step Forward Michigan call center at 866-946-7432 for additional information.