Michigan State Housing Development Authority
Q1: Does a specific community within a county qualify as a rural units of government?
A1: We do not qualify local units of government as rural and/or urban. We qualify areas based on area median income and workforce housing need.
See the instructions for further guidance on MSHDA Mod Eligibility
The first eligibility screening criteria is tied to area median household income.
Community XXX has $70,614 for median household income and $78,200 for 120% AMI.
Community YYY has $102,659 for median household income and $78,200 for 120% AMI.
The first eligibility screening is that the median household income must be equal to or less than the 120% AMI.
Therefore Community XXX would be eligible but Community YYY would not be eligible.
The second eligibility screening criteria would be economic growth and a workforce housing shortage/need.
We do not pre-qualify agencies and/or areas due to the need for more information.
For any community you would need to determine eligibility first. The steps are provided on the MSHDA Mod webpage and/or contact MSHDA for assistance.
Q2: As long as the nonprofit organization is actively serving a neighborhood; has at least one full-time employee, is not operating the agency via their principal residence; and has an operating budget exceeding $30,000 per year would they qualify to do a Mod pilot in an urban area city?
Q3: Can a nonprofit organization that fits the prescribed qualifications in the letter of interest dated April 15, 2019 apply to do a Mod pilot any area regardless of whether it’s rural or urban?
A3: The issue of qualifying/selecting a potential area is not contingent on its type but instead on the activity taking place or planned within that area and its workforce housing impact.
MSHDA Mod Eligibility Information:
Community Median Household Income Intstructions - Exhibit B-1
120% Area Median Income Information - Exhibit B-2
If your specific community is not found on Exhibit B-2 click here to determine what MSA should be used instead