Information about the Project Based Voucher program.
COVID Emergency Rental Assistance (CERA)
State and national links to homeless and special housing needs information.
Information about the Pass-Through Bond Program
Information on Direct Lending Parameters, Gap Financing Programs, Equity Bridge Loan Program, Notice of Intent to Apply, LIHTC Application and Exhibit Requirements for Direct Lending Programs, Other Information (Mortgagor and Contractor's Cost Certification Guide and forms, HOME Subsidy Limits, Direct Lending Intake Forms, Contractor Requirements, and the Modified Pass-Through Program), Parameters
Low Income Housing Tax Credits (LIHTC)
Standards of Design for Preconstruction manual and forms
MSHDA HUD Section 3 policy and these guidelines have been prepared to provide information and guidance to Section 3 recipients on how the Michigan State Housing Development Authority (MSHDA) will administer the Section 3 regulations.
Online access to policy bulletins, guidebooks, model documents, trainings, webinars and more.
NOFA and grant programs for nonprofit agencies and local units of government.
A program to increase small-scale rental development units in rural areas.
The NEP program provides MSHDA funding statewide for activities directly tied to stabilization and enhancement of Michigan neighborhoods by nonprofit 501(c)3 agencies.
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
You may be eligible for up to $25,000 in relief, but time and funds are running out. Apply today!
Michigan Homeowner Assistance Fund (MIHAF)
The Homeowner Assistance Fund was established under section 3206 of the American Rescue Plan Act of 2021 (the ARP) to mitigate hardships associated with the coronavirus pandemic by providing funds to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners experiencing financial hardship on or after January 21, 2020 or for those homeowners who experience a coronavirus pandemic financial hardship that began before January 21, 2020 but continued after that date.
The U.S. Department of the Treasury notified MSHDA on April 14, 2021 that it will allocate $242,812,277 to the State of Michigan. This number was based on unemployed individuals and the number of mortgagors with delinquent mortgage payments.
Governor Gretchen Whitmer has designated the Michigan State Housing Development Authority (the Authority or MSHDA) as the operating agency to set up the Michigan Homeowner Assistance Fund (MIHAF) program in accordance with the guidance provided by the Treasury.
*****Please understand there is a high volume of MIHAF applications, and your application may take 6-8 weeks to process. Applications are reviewed in the order they are received. You may check the status of your MIHAF application in the link below. *****
Up to $25,000 Grant Per Household to Pay:
Are you a Michigan homeowner or do you know someone who has fallen behind on their mortgage, property taxes or other housing-related expenses due to income loss or increased expenses caused by the COVID-19 pandemic?
You may be eligible for up to $25,000 in relief, but time and funds are running out. Apply to the wait list today!
Michigan Homeowner Assistance Fund (MIHAF)
Whitmer - Governor Whitmer Launches Program for Michigan Homeowners Experiencing Hardships
The Homeowner Assistance Fund was established under section 3206 of the American Rescue Plan Act of 2021 (the ARP) to mitigate hardships associated with the coronavirus pandemic by providing funds to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners experiencing financial hardship on or after January 21, 2020 or for those homeowners who experience a coronavirus pandemic financial hardship that began before January 21, 2020 but continued after that date.
The U.S. Department of the Treasury notified MSHDA on April 14, 2021, that it will allocate $242,812,277 to the State of Michigan. This number was based on unemployed individuals and the number of mortgagors with delinquent mortgage payments.
Governor Gretchen Whitmer has designated the Michigan State Housing Development Authority (the Authority or MSHDA) as the operating agency to set up the Michigan Homeowner Assistance Fund (MIHAF) program in accordance with the guidance provided by the Treasury.
MIHAF Informational Webinar 12/08/2022
MSHDA opened the MIHAF program to the public on February 14, 2022
*****Please understand there is a high volume of MIHAF applications, and your application may take 6-8 weeks to process. Applications are reviewed in the order they are received. You may check the status of your MIHAF application in the link below. *****
Who Is Eligible?
Up to $25,000 Grant Per Household to Pay:
Join the MIHAF Waitlist here
Prioritization of Households
The Federal Homeowner Assistance Fund Program requires a prioritization of assistance for both households with incomes equal to or less than 100% of Area Median Income (AMI) and those identified as Socially Disadvantaged Individuals (SDI). SDI households may have been subjected to racial or ethnic prejudice or cultural bias within American society because of their identities as members of groups and without regard to their individual qualities. Social disadvantage must stem from circumstances beyond their control.
All MIHAF applications will be reviewed and determined eligible on a first come, first serve basis.
MSHDA's program New Term Sheet effective for applications received on or after 1/10/23 provides greater details on the MIHAF program.
Become a MIHAF Partner
LENDING PARTNER:
Lenders, mortgage companies, reverse mortgage companies and mortgage servicers can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Collaboration Agreement and MIHAF Service Provider Contact and ACH Instructions below.
SERVICE PARTNER:
County Treasurers, land contract holders, mobile home lenders. mobile home parks, condominium/homeowners' associations, homeowner’s insurance company, utilities, gas, electric, water, sewer, and internet/broadband services can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Provider Participation Agreement and the MIHAF Service Provider Contact and ACH Instructions below.
MIHAF Partner Agreements
LENDING PARTNER:
Lenders, mortgage companies, reverse mortgage companies and mortgage servicers can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Collaboration Agreement and MIHAF Service Provider Contact and ACH Instructions below.
SERVICE PARTNER:
County Treasurers, land contract holders, mobile home lenders. mobile home parks, condominium/homeowners' associations, homeowner’s insurance company, utilities, gas, electric, water, sewer, and internet/broadband services can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Provider Participation Agreement and the MIHAF Service Provider Contact and ACH Instructions below.
MIHAF Partner Agreements
The Michigan Homeowner Assistance Fund (MIHAF) Marketing Toolkit is now available to help organizations inform and engage eligible homeowners. This toolkit includes flyers, FAQ information, social media content for Facebook, Twitter, and LinkedIn, along with other resources for effective marketing campaigns to reach those in need.