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MSHDA: Your Best Way Home
MSHDA’s Homeownership division provides a variety of programs and products for both homebuyers and homeowners. We can help if you’re trying to purchase a home, improve your current property or are facing foreclosure.
Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.
- MI DPA Loan up to $7,500 available statewide. Housing Education class required - MSHDA Housing Education Locator
- MI 10K DPA Loan up to $10,000 available in 236 zip codes. Michigan map with zip code locations. Housing Education class required - MSHDA Housing Education Locator
Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit - available for up to 30 years after purchase!
Housing Education Program
Housing education, classes and workshops. Housing Counseling Services
Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.
Michigan Homeowner Assistance Fund (MIHAF)
MSHDA HHF Loan Servicing (Stepforward 2010-2021)
MSHDA Mortgage and DPA Payoff Requests