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Pathway to Housing

Aerial view of MI neighborhood with "Making Home Happen" text

Pathway to Housing

MSHDA: Making Home Happen Video

MSHDA: Making Home Happen

MSHDA provides a variety of programs and products for homebuyers statewide, including the MI Home Loan Mortgage, MI 10K DPA, and housing education to prepare for homeownership and sustain it throughout the life of the mortgage.

From the “we actually did it” moment to being tucked in soundly at night, buying a home is full of milestones that matter.

Let us help make home happen for you. 

 

Homebuyers

Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.

MI Home Loan Mortgage

MI 10K Down Payment Assistance
Apply for a MI 10K DPA loan up to $10,000, available statewide. Housing education class required. (Visit the MSHDA Housing Education Locator)

Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit, available for up to 30 years after purchase!

Housing Education Program
Housing education, classes and workshops.

Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.


Homeowners

Housing Education Program

MSHDA HHF Loan Servicing (StepForward 2010-2021)

Payoff Statement/Lien Release Request

Contact Homeownership