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Pathway to Housing
Pathway to Housing
MSHDA: Making Home Happen
MSHDA provides a variety of programs and products for homebuyers statewide, including the MI Home Loan Mortgage, MI 10K DPA, and housing education to prepare for homeownership and sustain it throughout the life of the mortgage.
From the “we actually did it” moment to being tucked in soundly at night, buying a home is full of milestones that matter.
Let us help make home happen for you.
Homebuyers
Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.
MI 10K Down Payment Assistance
Apply for a MI 10K DPA loan up to $10,000, available statewide. Housing education class required. (Visit the MSHDA Housing Education Locator)
Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit, available for up to 30 years after purchase!
Housing Education Program
Housing education, classes and workshops.
Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.
Homeowners
MSHDA HHF Loan Servicing (StepForward 2010-2021)