Welcome to MSHDA's Information Center for Mortgage and Real Estate Professionals
Our mission to provide decent, safe, affordable housing for Michigan residents is accomplished with the help of the Lenders and Realtors that work with us. MSHDA’s programs are uniquely designed to allow more people to buy homes and to stimulate the housing market by issuing federal tax credits to eligible borrowers.
If you are already a participating lender – our secure Lender Online website is the best place to find program information (manuals, forms, announcements); file information (make reservations, check loan status); administration information (Lender letters, staff directories). If you do not have access to Lender Online, please contact Deb Guy at GuyD1@michigan.gov.
You can check the status of your loan package at Lender Online
Homeownership Programs
MI Home Loan (Bond Program formerly known as MI FIRST)
MI Home Loan Flex (MBS Program formerly known as MI NEXT)
Mortgage Credit Certificate (MCC)
Property Improvement Program (PIP)
Become a MSHDA Lender
Contact a Business Development Specialist to find out the benefits of becoming a MSHDA Lender
MI Home Loan - Lender Requirements and Application
MI Home Loan Flex - Lender Requirements and Application
Mortgage Credit Certificate Lender Requirements and Application
Property Improvement Program (PIP) Lender Requirements and Application
Training
MI Home Loan Underwriting Webinar – NOW AVAILABLE
MI Home Loan Closing/Purchasing Webinar - NOW AVAILABLE
Mortgage Credit Certificate Webinar – NOW AVAILABLE
Lender Sales Training – Comprehensive in-person overview of MSHDA programs
Realtor Training Request – comprehensive in-person overview of MSHDA programs
Resources
MSHDA Business Development Specialists
MSHDA Income & Sales Price Limits and Targeted/NonTargeted Areas Expanded
Lender Online (password required)