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Homeownership
Homeownership
MSHDA: Your Best Way Home
MSHDA’s Homeownership division provides a variety of programs and products for both homebuyers and homeowners. We can help if you’re trying to purchase a home, improve your current property or are facing foreclosure.
Homebuyers
Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.
MI 10K Down Payment Assistance
Apply for a MI 10K DPA loan up to $10,000, available statewide. Housing education class required. (Visit the MSHDA Housing Education Locator)
Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit, available for up to 30 years after purchase!
Housing Education Program
Housing education, classes and workshops. Housing Counseling Services
Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.
The MSHDA Rate Relief Mortgage is a first-of-its-kind new mortgage loan offering eligible first-time homebuyers an interest rate that is a full percentage point lower than market rate. Interested first-time homebuyers can get more information at an approved local lending institution.
Homeowners
Michigan Homeowner Assistance Fund (MIHAF)
MSHDA HHF Loan Servicing (Stepforward 2010-2021)
Payoff Statement/Lien Release Request