LEO MSHDA

Homeownership

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Housing Education Program

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MI 10K DPA Loan

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MSHDA MI Home Loan Lending Partners

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Top Loan Officers 2025

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Top Realtors

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MSHDA Mortgage Credit Certificate (MCC) Lending Partners

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Rental

Contact

HOME-ARP

HOME-ARP

Housing Choice Voucher Program (HCV)

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Housing Choice Voucher Program

HCV Landlords

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Information for Landlords

Project Based Vouchers

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Information about the Project Based Voucher program.

Property Managers

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Property Managers

Resources

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Information about assistance for Renters

Homeless

Homeless & Special Housing Needs Programs

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Programs

Looking For Help?

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Michigan's Campaign to End Homelessness

Resources & Related Links

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State and national links to homeless and special housing needs information.

Developers

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Architects and Contractors

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Standards of Design for Preconstruction manual and forms

Contractor Assistance Program

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Emerging Developer Resources

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Employer-Assisted Housing

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Environmental Review

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Developers & Contractors Environmental Review

Housing and Community Development Fund (HCDF)

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Low Income Housing Tax Credits (LIHTC)

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Low Income Housing Tax Credits (LIHTC)

Market Research

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Market Research

Missing Middle Housing Program

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MSHDA Housing Tax Increment Financing (TIF)

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Multi Family Direct Lending Programs

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Information on Direct Lending Parameters, Gap Financing Programs, Equity Bridge Loan Program, Notice of Intent to Apply, LIHTC Application and Exhibit Requirements for Direct Lending Programs, Other Information (Mortgagor and Contractor's Cost Certification Guide and forms, HOME Subsidy Limits, Direct Lending Intake Forms, Contractor Requirements, and the Modified Pass-Through Program), Parameters

Opportunity Zones

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Pass-Through Bond Program

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Information about the Pass-Through Bond Program

Section 3

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MSHDA HUD Section 3 policy and these guidelines have been prepared to provide information and guidance to Section 3 recipients on how the Michigan State Housing Development Authority (MSHDA) will administer the Section 3 regulations.

Statewide Housing Plan

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Statewide Housing Partnership

Tribal Nations Housing Development

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Archive

Lenders / Realtors

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Become a MSHDA Lender

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Business Development Account Managers

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Lenders – Grow Your Mortgage Business with MSHDA

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Realtors – Grow Your Business with MSHDA

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Training

Neighborhoods

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MI Neighborhood

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Housing Ready

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About

Authority Board Meetings

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Authority Board Members

Careers at MSHDA

Contact MSHDA

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Contact MSHDA

Events & Training

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Events & Training

Impact

MSHDA's impact across the state

MSHDA Logo Request

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MSHDA Logo Request

News Releases

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News Releases

Program Guide

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Public Notices

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Public Notices

Transparency & Reports

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MSHDA's Transparency and Reports

Archive

Popular on michigan.gov

How Do I...

Pathway to Housing

Aerial view of MI neighborhood with "Making Home Happen" text

Pathway to Housing

MSHDA: Making Home Happen

MSHDA provides a variety of programs and products for homebuyers statewide, including the MI Home Loan Mortgage, MI 10K DPA, and housing education to prepare for homeownership and sustain it throughout the life of the mortgage.

From the “we actually did it” moment to being tucked in soundly at night, buying a home is full of milestones that matter.

Let us help make home happen for you.

Homebuyers

Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.

MI Home Loan Mortgage

MI 10K Down Payment Assistance
Apply for a MI 10K DPA loan up to $10,000, available statewide. Housing education class required. (Visit the MSHDA Housing Education Locator)

Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit, available for up to 30 years after purchase!

Housing Education Program
Housing education, classes and workshops.

Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.

Homeowners

Housing Education Program

MSHDA HHF Loan Servicing (StepForward 2010-2021)

Payoff Statement/Lien Release Request

Contact Homeownership