Skip to main content




MSHDA: Your Best Way Home Video

MSHDA: Your Best Way Home

MSHDA’s Homeownership division provides a variety of programs and products for both homebuyers and homeowners. We can help if you’re trying to purchase a home, improve your current property or are facing foreclosure.

Michigan Homeowner Assistance Fund (MIHAF)



Whether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.

MI Home Loan Mortgage

Mortgage Credit Certificate (MCC)
Homebuyer federal tax credit - available for up to 30 years after purchase!

Housing Education Program
Housing education, classes and workshops. Housing Counseling Services

Homebuyers, please visit Experienced Participating Lender to see if you are eligible for a MSHDA mortgage.




Michigan Homeowner Assistance Fund (MIHAF)

Housing Education Program

Stages of Foreclosure

MSHDA HHF Loan Servicing (Stepforward 2010-2021)

Payoff Statement/Lien Release Request

Contact Homeownership

COVID-19 Response