Housing Choice Voucher Program
Information about the Project Based Voucher program.
State and national links to homeless and special housing needs information.
Standards of Design for Preconstruction manual and forms
Low Income Housing Tax Credits (LIHTC)
Information on Direct Lending Parameters, Gap Financing Programs, Equity Bridge Loan Program, Notice of Intent to Apply, LIHTC Application and Exhibit Requirements for Direct Lending Programs, Other Information (Mortgagor and Contractor's Cost Certification Guide and forms, HOME Subsidy Limits, Direct Lending Intake Forms, Contractor Requirements, and the Modified Pass-Through Program), Parameters
Information about the Pass-Through Bond Program
MSHDA HUD Section 3 policy and these guidelines have been prepared to provide information and guidance to Section 3 recipients on how the Michigan State Housing Development Authority (MSHDA) will administer the Section 3 regulations.
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Owning a home is an exciting achievement, but it can also come with questions and challenges. That's where our HUD-approved housing counseling agencies comes in! Our team of HUD-certified housing counselors is here to help. Through post-purchase counseling, they can answer your questions about home repairs, changes in property taxes and insurance, and offer tips to keep your home safe and well-maintained. They'll also assist you in avoiding money problems before they start. If you're thinking about remodeling, tapping into your home's equity, or moving, a housing counselor can provide valuable advice. Whatever your needs, we're here to guide you through your homeownership journey, helping you build a strong foundation for the future and ensuring you feel confident, empowered, and secure in your home for years to come. Our counseling advocates are ready to talk about:
Ready to get started?
To schedule an appointment, contact a HUD-approved housing counseling agency directly. Many agencies offer flexible options, including phone, virtual, and in-person appointments. Some also provide group workshops and online classes. Michigan Housing Education Locator
It’s recommended to schedule your appointment early in the homebuying process to stay on track for program requirements.
To get the most out of your session, you may be asked to provide information about your income, expenses, debts, and housing goals.
A housing counseling agency helps you understand your housing situation and make confident decisions. They work with you to create a clear plan and guide you through every stage of housing. Whether you’re renting, buying, or maintaining your home, a housing counselor can help make sure you fully understand all your options.
Housing counseling can help you avoid common pitfalls, improve your financial readiness, and move forward with confidence in your homeownership journey.
Many HUD-approved housing counseling services are free or low-cost; be sure to ask your agency about any fees when scheduling.
You can find a housing counseling agency in your area by using the Michigan Housing Education Locator.
If you need assistance finding an agency, MSHDA or your lender can help connect you with a local provider.
Many agencies offer services in multiple languages and can provide accommodations upon request.
MI 10K DPA and MI Home Loan require a homebuyer education course. You can find more information on eligibility here: MI Home Loan
Counseling may take place over one or multiple sessions depending on your needs, and a certificate is typically issued after completing the required education.
Requirements may vary slightly by program, so check with your lender or MSHDA for specific guidelines.