Our new AI chatbot is designed to help you find information more easily on our website. Look for it in the bottom right corner of your screen. For details on how it works, visit the State of Michigan's chatbot information page.
Financial Dreams, Strong Foundations: Your Journey Starts Here
Financial Dreams, Strong Foundations: Your Journey Starts Here

Achieving Financial Freedom
Have you been denied a mortgage or aren’t sure if you qualify to rent or buy a home? Has a life event disrupted your budget?
Are you falling behind on bills or receiving collection notices?
Did you lose a spouse who managed the household finances?
Do you need help with student loans, improving your credit score, or understanding banking?
Getting a clear picture of your finances is essential, and our network of HUD- certified housing counselors are here to help you navigate the process. Housing counselors can help you:
- Manage your money
- Create a budget that works for you Improve your credit and save more
- Understand student loans and repayment options
- Learn about Fair Housing and lending laws
- Make banking easier
- Reduce debt and regain control Know your consumer rights