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Protection Against Foreclosure

If you obtained a mortgage before going on active military duty, then the SCRA requires your lender to get a court order before it can foreclose on your home during any period of military service and for one year thereafter. If your lender seeks such a court order, and you can show that you have been unable to meet your financial obligation because of your military service, the court must temporarily stay the proceedings or adjust the amount of your obligation to the lender. 50 USC App 3953.

State law, MCL 600.3185 and MCL 600.3285, provides similar protection against foreclosure.

For more information on foreclosure protections, please see the Attorney General's Consumer Alert.