If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.

Disability Retirement

Go to Disability Retirement

You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.

Survivor Pension

Go to Survivor Pension

Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.

Deferred Retirement Option Plan

Go to Deferred Retirement Option Plan

DROP Eligibility

Go to DROP Eligibility

DROP Eligibility

Computing DROP

Go to Computing DROP

Computing DROP

DROP Enrollment

Go to DROP Enrollment

DROP Enrollment

Working Through DROP

Go to Working Through DROP

Working Through DROP

DROP Benefits

Go to DROP Benefits

DROP Benefits

Distribution of DROP

Go to Distribution of DROP

Distribution of DROP

When DROP Ends

Go to When DROP Ends

When DROP Ends

Ready to Retire

Go to Ready to Retire

Retirement at a Glance

Countdown to Retirement

Go to Countdown to Retirement

Countdown to Retirement

Insurance

Rounding Out Your Plans

Go to Rounding Out Your Plans

Rounding Out Your Plans

How to Apply

Go to How to Apply

Post-Retirement Increases

Go to Post-Retirement Increases

Post-Retirement Increases

Insurance

Go to Insurance

Health, Dental, and Vision Insurance

Go to Health, Dental, and Vision Insurance

When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.

Dependent Health Insurance

Go to Dependent Health Insurance

Life Insurance

Go to Life Insurance

As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.

Long-Term Care

Go to Long-Term Care

The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you

Personal Healthcare Fund Guide

Go to Personal Healthcare Fund Guide

After Retirement

Go to After Retirement