Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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Members of the Michigan State Police Retirement System who have 25 or more years of service credit may elect to participate in the Deferred Retirement Option Plan (DROP). Participation of Michigan State Police Troopers Association members is contingent on union approval. Your choice to enroll in the DROP is completely voluntary.
You may be able to qualify for the DROP earlier in your career if you arrange for the granting or purchasing of service credit for time spent in the military, in the VISTA program or the Peace Corps, or for reduction in hours or separations in service for maternity, paternity, or child rearing. Learn more about purchasing service credit. You must complete your service credit purchases before your DROP start date.