Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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You may be eligible for a duty disability pension if you can no longer work due to an illness or injury resulting from your state police employment. A pension may be payable starting the day you successfully complete recruit training, regardless of how long you've been employed.
To qualify for a duty disability, you must meet the following criteria:
To qualify for a duty disability pension, a medical review team must determine that you are totally and permanently unable to perform your duties as a state police officer.
If you are approved for a duty disability pension, the pension amount is 60% of your final average compensation (FAC). Your FAC is calculated using the last 2 years of service (YOS) immediately preceding the date your disability occurred.
Your annual duty disability pension, in combination with weekly workers' compensation, cannot exceed the average annual salary of your last 2 YOS with the state police. If you are in receipt of workers’ compensation at the time you retire, or later begin to receive workers’ compensation, you must contact ORS and report the amount so that your benefit can be properly adjusted if needed. If it is discovered at any time that you are on workers’ compensation and, in combination with your annual duty disability pension, have exceeded the average annual salary of your last 2 YOS with the state police, your pension will be adjusted retroactive to the date you began receiving workers’ compensation.
You may be required to have a medical examination periodically. If the medical examination determines that you are no longer disabled, the director of the Department of State Police may return you to active duty. If you fail to return to employment following the order, you will forfeit all rights to a retirement benefit unless you are otherwise eligible to retire.
Request a Disability Retirement Application (R0044H) packet from ORS.