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Deferred Retirement Option Plan
The Deferred Retirement Option Plan (DROP) is a supplemental benefit program available to Michigan State Police Retirement System members who are eligible to retire but agree to defer their retirement and continue working and receiving active employee wages.
Members who enroll in the DROP choose the length of time they wish to extend their employment and defer their pension benefits, up to a maximum of six years. The Michigan Office of Retirement Services calculates a DROP amount based on the member's pension value and credits this amount each month during the DROP period to an interest-bearing account in the member's name.
When the member terminates employment, the DROP participation period ends, and normal monthly pension payments begin. At this point, the accumulated DROP funds become available to the former DROP participant.