Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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You can call us between 8:30 a.m. and 5:00 p.m. Monday through Friday. For more information on how to reach us, click on Contact Us on the top navigation bar.
Only enlisted officers are members of the State Police Retirement System. If you are a state of Michigan employee, visit our website for state employees.
You are entitled to a pension at any age with 25 years of service. Get more information on retirement benefits by clicking Available Benefits on the top navigation bar.
If you qualify for a full retirement, the pension formula multiplies your final average salary by 60 percent. Click on Retirement at a Glance under About Your Plan on our website to learn more about your pension calculation.
You may be able to purchase service credit that would allow you to retire earlier. To decide if buying time is beneficial to you, click on Service Credit on the top navigation bar.
The EDRO Act doesn't apply to a divorce after retirement. Click here if you're already receiving your pension when you divorce.
Yes. The State of Michigan sponsors a deferred compensation plan. You can have tax-deferred payroll deductions go into a 401(k) or 457 plan with Voya Financial®.
First, and most important, your survivor should contact ORS right away. ORS will then ask for some very specific information as well as a certified copy of the death certificate. We will then review your records to determine what, if anything, is payable. What happens next will depend on your member status at the time of your death.
If you die while an active member.
If you die while participating in the DROP.
The Deferred Retirement Option Plan (DROP) allows you to extend your employment and defer your pension until a later date. Click here for more information on the DROP program.
Pension payments are delivered on the 25th of each month. To learn more, go to What to Expect After You Apply.