Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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You can receive credit for time you spend in active-duty military service with the United States Army, Navy, Marine Corps, Air Force, or Coast Guard. There may or may not be a cost to you, depending on whether your active-duty service occurred during (intervening) or outside of (nonintervening) your employment with the Michigan State Police.
Your service is considered intervening service if you leave state police employment, directly enter active duty in the U.S. armed forces, including reserve components, and return to employment with the Michigan State Police within six months of discharge.
The amount of service credit you may receive depends on whether or not your intervening military leave of absence meets criteria provided under USERRA. USERRA is a federal law that provides reemployment rights for individuals who have served in the military.
If your intervening military leave doesn't meet criteria under USERRA, you may receive up to 2 YOS credit at no cost.
If your intervening military leave does meet criteria under USERRA, you may be eligible to receive up to 5 YOS credit at no cost. You must report to work within the time limit provided under USERRA or you may lose your rights to these retirement benefits.
Service credit will be granted for the time you served in the military, plus any creditable decompression time allowed under the following:
Intervening military credit that doesn't meet criteria under USERRA cannot be credited until you have 10 YOS with the Michigan State Police.
Your service is considered nonintervening service if it does not interrupt your service with the Michigan State Police.
If your active-duty U.S. military service did not interrupt your state police service, you can purchase up to 2 years of credit in any fraction of a year increment. The service cannot be credited until you have 10 YOS with the Michigan State Police, the last 5 YOS need to be continuous service.
Intervening service credit: No cost.
Nonintervening service credit: Your cost is 5% of your full-time compensation in the fiscal year you make the payment, multiplied by the number of years of military credit you purchase. You can use miAccount to estimate your cost.
Use miAccount to get a personalized Military Service Credit Application (R0081H) form. Submit your completed application to the Michigan Office of Retirement Services with a copy of your military discharge papers (DD214) showing entry and separation dates.
For copies of your military papers, write to: National Personnel Records Center, Military Personnel Records, 1 Archives Drive, St. Louis, MO 63138-1002. You can also obtain the request form on the National Archives website.