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Full Retirement




You are eligible to retire at any age when you have earned 25 years of service (YOS) as an enlisted officer.

Pension eligibility formula. Any age with 25 years of service.


Multiply your final average compensation (FAC) by 60% to determine your annual pension. Divide this amount by 12 for your monthly pension amount.

Pension formula. Final average compensation times 60 percent.

To apply

miAccount is the fastest and easiest way to apply for retirement - five simple steps and you're done. You can also use the Retirement or DROP Application (R0732H) form to apply. However, the preferred method is to apply with miAccount. Be sure to apply for your pension at least 30 days, but no more than 90 days, before your retirement effective date. See more details on How to Apply.