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Insurance benefits, including health, dental, vision, and life, will continue to be available for you and your eligible dependents. Enlisted officers who participate in the Deferred Retirement Option Plan (DROP) do pay insurance premiums. If you are a DROP participant, premiums will be deducted from your check equal to the amount you would have paid had you retired on the day before becoming a DROP participant. Also, be sure to talk with your human resources office about your sick leave and annual leave accruals and how your balances will be handled at the end of your DROP participation.
If you die while participating in the DROP, your pension beneficiary will receive your monthly pension benefit. In addition, your designated DROP beneficiary will receive the balance of your DROP account. If you did not name a separate beneficiary for your DROP account, your account balance will be paid first to your pension beneficiary, if alive, or secondarily to your estate.
To name a beneficiary for your DROP account, complete a state police Deferred Retirement Option Plan (DROP) Beneficiary Designation (R0626H) form. You can designate any person as your DROP account beneficiary. The individual you name on this form will continue to be the beneficiary for this account as long as it has a balance, or until you designate another person on a new form.