Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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As an enlisted officer, you are a member of the Michigan State Police Retirement System. Your membership in the plan is automatic when you complete recruit school and subscribe to the constitutional oath of office.
Participants in the retirement system are classified in one of the following categories:
Active member. You are on the state police payroll. You are considered an active member while laid off or on a leave of absence as long as an employee/employer relationship exists. If you are participating in the Deferred Retirement Option Plan (DROP) and receiving employee wages, you are considered an active member.
Deferred member. You stop working as an enlisted officer before you are old enough to draw your pension, but after you are vested. You are vested when you have the equivalent of 10 or more years of full‑time Michigan State Police employment. To remain vested, you need to leave any personal contributions on account, where they continue to earn interest. You will be a deferred member until you apply for your pension at age 50.
Retiree. You are receiving a pension (disability or retirement) from the retirement system.
If you work for the Michigan State Police but are not an enlisted officer, you are not a member of this plan. However, you may have retirement benefits as a State of Michigan employee. Contact your human resources office or the Michigan Office of Retirement Services if you're not sure which plan you're in.