Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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Begin your purchase by following the application guidelines provided in the Types of Service Credit section. After receiving your request, we will check your eligibility and determine if a purchase is necessary. If the credit has no cost, you will receive a letter stating the service credit type and amount being credited to your account. If you must purchase the service, you will receive a Member Billing Statement.
The Member Billing Statement outlines the type of service you can purchase, how much service, the cost, and the due date. You're not obligated to purchase the credit, nor are you obligated to purchase by the due date shown on the billing statement. However, if you don't purchase the service credit reflected on your bill before the due date, you will have to request another billing statement with updated cost information.
Remember, service credit cannot be purchased or granted after you terminate your Michigan State Police employment.
You can pay for your service credit by sending a check or money order or by "rolling over" money you have in another retirement account (plan-to-plan transfer). Details can be found under Ways to Purchase.