Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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miAccount is a fast and easy way to apply for retirement — five simple steps and you're done.
Before you apply:
You can also use the Retirement or DROP Application (R0732H) form to apply; however, the preferred method is to apply in miAccount. We recommend that you submit your retirement application and mail photocopies of your proofs to the Michigan Office of Retirement Services (ORS) at least three months before your retirement effective date. Since we cannot pay retroactively, you could end up losing benefits if you apply after the month you terminate employment.
ORS cannot process your retirement until you submit a complete, error-free application. Make sure all forms requiring notarization are signed in the presence of a notary public. You must sign the Retirement Checklist page and return it to ORS along with all required documents.
You will need to provide ORS photocopies of the following documents (do not mail in original documents):
To name your spouse as pension beneficiary and/or enroll them in your insurances, you must provide a copy of your government-issued marriage certificate or matching addresses on valid driver’s licenses or state ID and your most recent 1040 tax form showing filing married.
See Proving Your Age for the list of proofs we can accept. If you elect a survivor option, you will also need to furnish proof of your beneficiary's age.
If you enroll dependents under your insurance plan, you must provide photocopies of government-issued birth certificates as proof of age and relationship; court orders to prove legal guardianship; or a sworn statement with the date of placement or a court order verifying placement is required to prove legal adoption during adoption proceedings.
If your dependent is an unmarried disabled child, and is covered by your State of Michigan insurance while you’re an active employee, we'll also need:
For anyone covered under another plan, including Medicare, who is enrolling in health insurances, include that plan's information as requested on the retirement application.
Note: Write your name and member ID on all documents and proofs. Do not mail in original documents; they will not be returned.