Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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The Deferred Retirement Option Plan (DROP) is a supplemental benefit program available to Michigan State Police Retirement System members who are eligible to retire, but agree to defer their retirement and continue working and receiving active employee wages.
Members who enroll in the DROP choose the length of time they wish to extend their employment and defer their pension benefits, up to a maximum of six years. ORS calculates a DROP amount based on the member's pension value and credits this amount each month during the DROP period to an interest-bearing account in the member's name.
When the member terminates employment, the DROP participation period ends and normal monthly pension payments begin. At this point, the accumulated DROP funds become available to the former DROP participant.