Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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While you participate in the DROP, you will be subject to the same employment rules and regulations as before you enrolled in the DROP. State Police will continue to pay your wages as an active employee.
Your seniority status will not be affected during the DROP. You can change jobs as long as the new position would be included under the State Police Retirement System. However you will not accrue any additional credit towards retirement as a DROP participant.
Participation in the DROP does not guarantee your continued employment. If you leave before your DROP end date for any reason (disability, death, job termination, etc.), the value of your DROP account will be recalculated based on the number of months you actually worked. In addition, you cannot work beyond the DROP end date you selected.
You can contribute to the state-sponsored 401(k) and 457 plans during the DROP. If you did not contribute before, you can start at any time. If you had a 401(k) or 457 plan as an active State Police member, you can continue adding to your existing account(s). You can read more on the state-sponsored plan in our Plan Ahead section.