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ORS State Employees DB - ORS: State Employees Defined Benefits ORS: State Employees Defined Benefits
ORS: State Employees Defined Benefits
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  • Defined Benefit Plan Overview
    • Three DB Plans
    • Membership
    • Contributions
    • Retirement at a Glance
    • Pension Eligibility
    • Pension Formula
      • Final Average Compensation (FAC)
      • Covered Employees & Conservation Officers
      • Payment Options
    • Earning Service Credit
    • Adding to Your Service Credit
    • Your Member Statement
    • Beneficiary/Death Benefits
  • Service Credit - Earning and Purchasing
    • Earning Service
    • Adding to Your Service
    • Types of Service Credit
      • Act 88 - Reciprocal Retirement Act of 1961
      • CETA
      • City
      • County
      • County Social Welfare
      • Court of Record
      • Federal Government
      • Military
      • Other Governmental
      • Other States
      • Parental Leave
      • Public School
      • Repayment of Refunded Contributions
      • State Police
      • Township
      • Universal Buy-In (UBI)
      • University
      • Village
      • Workers' Compensation
    • Actuarial Cost Table
    • How to Purchase
      • Check or Money Order
      • Plan-to-Plan Transfer
      • TDP (Tax-Deferred Payments)
      • Combining Payment Methods
      • Your Member Statement
    • Rounding Out Your Retirement Plans
  • Ready to Retire
    • Qualifying for Your Pension
    • Estimating Your Pension
      • Final Average Compensation (FAC)
      • Overtime and Your FAC
      • Payment Options
    • Rounding Out Your Retirement Plans
    • Are You Ready to Retire?
    • Choosing a Date
    • Postretirement Increases
    • How To Apply
      • Proving Your Age
    • Your Insurance
      • Health, Dental, and Vision Insurance
      • Life Insurance
      • Long Term Care (LTC) Insurance
      • Dependent Health Insurance
      • Benefits for Life for State Retirees
    • What to Expect After You Apply
    • Common Bumps
  • After Retirement
    • miAccount
    • What to Expect After You Apply
    • Your Insurance Benefits
      • Health, Dental, and Vision Insurance
      • Life Insurance
      • Long-Term Care (LTC)
      • Dependent Health Insurance
      • Benefits for Life for State Retirees
    • Working After You Retire
    • Postretirement Increases
    • Power of Attorney and Advance Directives Resources
    • What Your Survivors Should Know
    • When to Contact ORS
      • Address Change
      • Birth
      • Death
      • Disability Retirement
      • Divorce
      • Direct Deposit Change
      • Employment
      • Marriage
      • Medicare
      • Missing Payment
      • Social Security
      • Taxes
  • Insurance
  • Leaving State Employment?
  • Disability Protection
  • Benefit Estimator
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  • Related Links

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  1. ORS State Employees DB
  2. After Retirement

After Retirement

This section of our website features information you need as a state retiree. The links on the left-hand side of this page direct you to specific topics including what you should expect after applying for retirement, your insurance benefits, and when you should contact ORS.

Here are answers to some of the most common questions our retirees ask: 

How do I change my address?

When will I receive my first pension payment?

What if my pension payment doesn't arrive?

Will my pension ever increase after I retire?

I need to change my direct deposit. What do I need to know?

When will I receive my insurance identification cards?

What are the monthly health insurance rates?

QUICKLINKS
  • American Association of Retired Persons (AARP)
  • Blue Cross Blue Shield of Michigan
  • Delta Dental Plan
  • Voya Financial®
  • michigan.gov/miseniors
  • Retirees State Health Plan
  • SeniorNET
  • Michigan Office of the Attorney General
  • Benefits for Life for State Retirees
  • State Employees Retirement Association (SERA)
  • Social Security Administration
  • Michigan.gov Home
  • ORS Home
  • Defined Benefit Plan Home
  • Contact ORS
  • Notice of Privacy Practices
  • Glossary
  • Website Feedback

  • Policies
  • Michigan News
  • ADA

The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 240 of 1943, as amended.
Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law,
the provisions of the law govern.



Copyright 2019 State of Michigan