Welcome to the Michigan Office of Retirement Services (ORS) website for State of Michigan employees who are in the Defined Benefit (DB) Plan.
You’re a member of the Defined Benefit (DB) Plan if you were hired before March 31, 1997, and you made one of the following elections under Public Act (PA) 264 of 2011:
The retirement system provides competitive retirement and healthcare benefits and encourages you to take full advantage of them to plan for your future retirement. ORS manages the retirement system carefully to preserve it for you, your beneficiaries, and other future retirees.
During your career, details from your bi-weekly payroll are reported to ORS. Your pension plan contributions, wages earned, and hours paid while a member of the DB plan become part of your personal pension record.
You also can enroll in the State of Michigan 401(k) and 457 Plans (the Plans) to help supplement your pension with additional tax-deferred retirement savings. ORS administers the Plans while Voya Financial takes care of the daily management.
When you are eligible and ready, you’ll apply for retirement with ORS. Your final wage information will be reported. ORS will become your partner in retirement.
The Michigan Office of Retirement Services (ORS) is a 2024 Savings Champion Award recipient from America Saves.
ORS was honored for effectively and actively promoting savings strategies during America Saves Week, which ran April 8-12, 2024, during Financial Literacy Month. ORS was 1 of 18 organizations recognized out of 4,600-plus participants.
During America Saves Week, ORS highlighted savings strategies that help with retirement savings and urged saving for what matters most. You can do that by saving automatically, for the unexpected, for major milestones, and at any age. Also, realize that paying down debt is saving.
Public Act (PA) 158 will take effect on Feb. 13, 2024. The new law allows for a child to remain on retiree insurance until the month in which that child turns 26, regardless of enrollment in post-secondary education or dependency status for tax purposes. For more information, please see Dependent Coverage.
If you wish to enroll a child who is now eligible as a result of this change, you may do so as soon as March 1, 2024 by completing and submitting an Insurance Enrollment/Change Request (R0452G) and all required proofs on or before February 29, 2024. When ORS receives your enrollment request and required proofs , coverage will be effective the first of the following month, if your request is received prior to September 1, 2024. If ORS receives your enrollment request and required proofs on or after September 1, 2024,coverage will start the first of the sixth month after receipt.
Published Feb. 5, 2024
Public Act (PA) 4 of 2023, also known as the Lowering MI Costs Plan, takes effect Feb. 13, 2024.
PA 4 of 2023 phases in an income tax reduction over the course of four years for retirees who receive a pension, beginning with the 2023 tax year (filed in 2024). Michigan’s 2023 tax return, forms, and instructions (e-file and paper format) incorporate all retirement and pension benefit subtraction options – including those created in the new law. Retirees who filed their taxes prior to the law’s effective date need not file an amended return. The Michigan Department of Treasury will work impacted returns as they are received and prepare them for release after the law’s effective date. For more details, see the Michigan Department of Treasury website.
For joint returns, the birth year of the older spouse can be used.
State employees FAQs for Public Act 4 of 2023 - Retirement State Tax Changes
The Michigan Office of Retirement Services will continue to evaluate what the law means for our members as the phase-in continues. Please consult a tax professional regarding any questions you may have. To learn more about PA 4 of 2023, see the Michigan Legislature's page.
Published on March 7, 2023
Updated on Feb. 13, 2024
The Michigan Office of Retirement Services (ORS) is not offering office visits. You can access the information and services you may need using these resources:
Should office visit availability change, we will provide updated information on our website.
Connections
Read the latest Connections, the newsletter we deliver four times a year to our retirees.
Online learning opportunities
ORS is committed to serving members and employees today and preparing them for tomorrow. With this in mind, we are now offering online opportunities to learn about your pension plan. No registration is required.
Annual Comprehensive Financial Reports
The annual comprehensive financial reports contain a wealth of interesting figures and statistics about the State Employees' Retirement System.
Retirement Act, Public Act 240 of 1943
The operation of the State Employees' Retirement System is controlled by the State Employees' Retirement Act, Public Act 240 of 1943, as amended.
State Employee Retirees Association (SERA)
A non-profit organization for current and future retirees of the State of Michigan.
