Types of Service Credit
Rounding Out Your Retirement Plans
When your retirement application is processed, we forward your insurance information to the health, prescription drug, dental, and vision insurance carriers. You should receive insurance identification cards and materials a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
To view Long-Term Care Insurance (LTC) plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTCI plan with LifeSecure, Prudential or MetLife, you can call the vendor directly. For the LifeSecure Indiv
Eligible dependents for health, dental, and vision insurance plans include your spouse (as long as he or she is not also separately enrolled as an eligible state employee or retiree) and your unmarried children by birth, legal adoption, or full legal guardianship.
The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas. These offerings do not replace your state-sponsored benefit plans. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. Because the plans are optiona
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If you are a former Michigan State Police officer, separated from that agency, and will not be entitled to a pension benefit from the Michigan State Police Retirement System, you may receive credit for that service under this retirement system.
There is no cost for the transfer of credit if your pre-1974 contributions remain on deposit with the Michigan State Police Retirement System (you did not receive a refund of your contributions when you left the system).
If you took a refund of pre-1974 contributions, you must repay the total amount refunded, plus compounded interest, to receive credit for your state police service.
If you began working in the Michigan State Police Retirement System after July 1, 1974, and never made contributions to the system, you may transfer your state police service at no cost.
To receive credit for this service, contact the Michigan Office of Retirement Services.