Types of Service Credit
Rounding Out Your Retirement Plans
When your retirement application is processed, we forward your insurance information to the health, prescription drug, dental, and vision insurance carriers. You should receive insurance identification cards and materials a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
To view Long-Term Care Insurance (LTC) plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTCI plan with LifeSecure, Prudential or MetLife, you can call the vendor directly. For the LifeSecure Indiv
Eligible dependents for health, dental, and vision insurance plans include your spouse (as long as he or she is not also separately enrolled as an eligible state employee or retiree) and your unmarried children by birth, legal adoption, or full legal guardianship.
The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas. These offerings do not replace your state-sponsored benefit plans. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. Because the plans are optiona
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You may receive retirement credit for all years you worked for a Michigan public school and were a member of the Michigan Public School Employees' Retirement System.
If you began working in the Michigan Public School Employees' Retirement System on or after July 1, 1974, you may transfer your public school service at no cost.
If you began working in the Michigan Public School Employees' Retirement System before July 1, 1974, the cost to transfer your Michigan public school service credit is the amount equal to the contributions you would have paid had you been a member of the State Employees' Retirement System at the time, plus interest. However, any member contributions and interest still on deposit with the Michigan Public School Employees' Retirement System will offset the cost, if applicable.
If you received a refund of pre-July 1, 1974, contributions, you must repay your refunded amount plus compounded interest in order to receive retirement credit. Upon receipt of this application, the Michigan Office of Retirement Services will send you a member billing statement indicating the cost to repay your refund so you can receive retirement credit for this public school service.
Note: In 1987, the Michigan Public School Employees' Retirement System began offering the Member Investment Plan, or MIP. This plan allows school employees to enhance their pension with their own contributions. MIP contributions are individual and specific to the Michigan Public School Employees' Retirement System. As such, any MIP contributions and/or refunds have no bearing on service credit transfers. If you decide to transfer your public school service to state service, you will be provided with appropriate information for handling your MIP contributions.
Complete an Application to Transfer Michigan Public School Service (R0417G) form. For more information see How to Purchase.