If retirement is just around the corner here's what you should do:

1. Manage Your Account

• Register for miAccount, our online account access tool.
• in regularly to keep your information up to date, run estimates, and much more.
• Confirm your beneficiary designation in miAccount.

2. Master Your Plan

• Know when you're eligible to retire.
• Know how your pension is calculated.
• Watch our online presentations and check out our e-learning modules anytime.
• Make sure you have the most recent version of Pre-Retirement Orientation (R0613G) workbook.
• Find your place on the Countdown to Retirement list.

3. Know Your Options

• Decide which pension option best fits your needs.
• Pick a health insurance plan.

4. Estimate

• Calculate your pension amount under various scenarios using the Estimate Pension feature in miAccount.
• Use miAccount to estimate the cost and weigh the benefits of a service credit purchase.

5. Gather Your Documentation

• Request an estimate from the Social Security Administration if you are considering the equated plan payment option.
• Make photocopies of your proofs of age.
• Make photocopies of your survivor pension beneficiary's proofs of age and relationship.
• Make a photocopy of your proof of marriage.
• Make photocopies of your spouse's and your dependent's insurance eligibility proofs.
• Make sure your name and member ID are printed on all documents.

6. Apply for Your Pension and Insurances Using miAccount

• Use the Preparing to Apply for Retirement (R0870G) checklist to make sure you have all of the information you'll need to apply in miAccount.
• Log in to miAccount and select Apply for Retirement.

Don't Forget

• Contact Voya Financial at 800-748-6128 about your payment options if you have a State of Michigan 401(k) or 457 account.
• Keep your materials together in a folder and keep it in an easy-to-find place.