Skip to main content

ORS State Employees DB

ORS - State Employees' Defined Benefit Plan

Leaving State Employment?
Disability Protection
Forms and Publications
Contact ORS

Defined Benefit Plan Overview

Go to Defined Benefit Plan Overview

Three DB Plans
Membership
Contributions
Retirement Overview
Pension Eligibility
Earning Service Credit
Adding to Your Service Credit
Your Member Statement
Beneficiary/Death Benefits

Three DB Plans

Go to Three DB Plans

Three DB Plans

Membership

Go to Membership

Contributions

Go to Contributions

Retirement Overview

Go to Retirement Overview

Retirement Overview

Pension Eligibility

Go to Pension Eligibility

Estimating Your Pension

Go to Estimating Your Pension

Final Average Compensation
Covered Employees and Conservation Officers
Payment Options

Earning Service Credit

Go to Earning Service Credit

Earning Service

Adding to Your Service Credit

Go to Adding to Your Service Credit

Your Member Statement

Go to Your Member Statement

Your Member Statement

Beneficiary/Death Benefits

Go to Beneficiary/Death Benefits

Service Credit - Earning and Purchasing

Go to Service Credit - Earning and Purchasing

Earning Service
Adding to Your Service
Actuarial Cost Table
Rounding Out Your Retirement Plans

Earning Service

Go to Earning Service

Earning Service

Adding to Your Service

Go to Adding to Your Service

Adding to Your Service Credit

Types of Service Credit

Go to Types of Service Credit

Types of Service Credit

Act 88 — Reciprocal Retirement Act of 1961
CETA
City
County
County Social Welfare
Court of Record
Federal Government
Military
Other Governmental
Other States
Township
Parental Leave
Public School
Repayment of Refunded Contributions
State Police
Universal Buy-In
University
Village
Workers' Compensation

How to Purchase

Go to How to Purchase

How to Purchase

Purchasing by Check or Money Order
Plan-to-Plan Transfer
Purchasing Through Tax-Deferred Payments
Combining Your Payment Methods
Your Member Statement

Actuarial Cost Table

Go to Actuarial Cost Table

Rounding Out Your Retirement Plans

Go to Rounding Out Your Retirement Plans

Ready to Retire

Go to Ready to Retire

Qualifying for Your Pension
Rounding Out Your Retirement Plans
Are You Ready to Retire?
Choosing a Date
Post-Retirement Increases

Qualifying for Your Pension

Go to Qualifying for Your Pension

Estimating Your Pension

Go to Estimating Your Pension

Final Average Compensation
Covered Employees and Conservation Officers
Payment Options
How to Apply
What to Expect After You Apply

Rounding Out Your Retirement Plans

Go to Rounding Out Your Retirement Plans

Are You Ready to Retire?

Go to Are You Ready to Retire?

Are You Ready to Retire?

Choosing a Date

Go to Choosing a Date

Post-Retirement Increases

Go to Post-Retirement Increases

Common Bumps

Go to Common Bumps

Proof of Age
Pension Election/Spousal Waiver
Dependent Proofs for Insurance
Recording Your Last Day of Work
Unpaid Service Credit or Contributions Bill(s)

After Retirement

Go to After Retirement

miAccount link
What to Expect After You Apply
Working After You Retire
Post-Retirement Increases
Power of Attorney and Advance Directive Resources
What Your Survivors Should Know

miAccount link

Go to miAccount link

What to Expect After You Apply

Go to What to Expect After You Apply

What to Expect After You Apply

Working After You Retire

Go to Working After You Retire

Post-Retirement Increases

Go to Post-Retirement Increases

Power of Attorney and Advance Directive Resources

Go to Power of Attorney and Advance Directive Resources

What Your Survivors Should Know

Go to What Your Survivors Should Know

Your Insurance

Go to Your Insurance

Health, Dental, and Vision Insurance
Life Insurance
Long-Term Care
Dependent Health Insurance
Benefits for Life for State Retirees

Health, Dental, and Vision Insurance

Go to Health, Dental, and Vision Insurance

When your retirement application is processed, we forward your insurance information to the health, prescription drug, dental, and vision insurance carriers. You should receive insurance identification cards and materials a few weeks after your pension begins.

Life Insurance

Go to Life Insurance

Long-Term Care

Go to Long-Term Care

Dependent Health Insurance

Go to Dependent Health Insurance

Benefits for Life for State Retirees

Go to Benefits for Life for State Retirees

Leaving State Employment?

Go to Leaving State Employment?

Disability Protection

Go to Disability Protection

Online Resources

Go to Online Resources

Online Presentations
E-Learning Modules
Videos

Online Presentations

Go to Online Presentations

Online Presentations

E-Learning Modules

Go to E-Learning Modules

E-Learning Modules

Videos

Forms and Publications

Go to Forms and Publications

Board Information

Go to Board Information

Meeting Schedule
Agendas
Minutes
Statistical Information
Board Members
Special Reports
Get Updates

Meeting Schedule

Go to Meeting Schedule

Agendas

Minutes

Current and archived meeting minutes

Statistical Information

Go to Statistical Information

Monthly retirement payroll additions

Board Members

Go to Board Members

State of Michigan Retirement System Board Members

Special Reports

Go to Special Reports

View special reports

Get Updates

Go to Get Updates

Contact ORS

Go to Contact ORS

Leaving State Employment?
Disability Protection
Forms and Publications
Contact ORS

Back Defined Benefit Plan Overview

Three DB Plans
Membership
Contributions
Retirement Overview
Pension Eligibility
Earning Service Credit
Adding to Your Service Credit
Your Member Statement
Beneficiary/Death Benefits

Back Three DB Plans

Back Membership

Back Contributions

Back Retirement Overview

Back Pension Eligibility

Back Estimating Your Pension

Final Average Compensation
Covered Employees and Conservation Officers
Payment Options

Back Earning Service Credit

Back Adding to Your Service Credit

Back Your Member Statement

Back Beneficiary/Death Benefits

Back Service Credit - Earning and Purchasing

Earning Service
Adding to Your Service
Actuarial Cost Table
Rounding Out Your Retirement Plans

Back Earning Service

Back Adding to Your Service

Back Types of Service Credit

Act 88 — Reciprocal Retirement Act of 1961
CETA
City
County
County Social Welfare
Court of Record
Federal Government
Military
Other Governmental
Other States
Township
Parental Leave
Public School
Repayment of Refunded Contributions
State Police
Universal Buy-In
University
Village
Workers' Compensation

Back How to Purchase

Purchasing by Check or Money Order
Plan-to-Plan Transfer
Purchasing Through Tax-Deferred Payments
Combining Your Payment Methods
Your Member Statement

Back Actuarial Cost Table

Back Rounding Out Your Retirement Plans

Back Ready to Retire

Qualifying for Your Pension
Rounding Out Your Retirement Plans
Are You Ready to Retire?
Choosing a Date
Post-Retirement Increases

Back Qualifying for Your Pension

Back Estimating Your Pension

Final Average Compensation
Covered Employees and Conservation Officers
Payment Options
How to Apply
What to Expect After You Apply

Back Rounding Out Your Retirement Plans

Back Are You Ready to Retire?

Back Choosing a Date

Back Post-Retirement Increases

Back Common Bumps

Proof of Age
Pension Election/Spousal Waiver
Dependent Proofs for Insurance
Recording Your Last Day of Work
Unpaid Service Credit or Contributions Bill(s)

Back After Retirement

miAccount link
What to Expect After You Apply
Working After You Retire
Post-Retirement Increases
Power of Attorney and Advance Directive Resources
What Your Survivors Should Know

Back miAccount link

Back What to Expect After You Apply

Back Working After You Retire

Back Post-Retirement Increases

Back Power of Attorney and Advance Directive Resources

Back What Your Survivors Should Know

Back Your Insurance

Health, Dental, and Vision Insurance
Life Insurance
Long-Term Care
Dependent Health Insurance
Benefits for Life for State Retirees

Back Health, Dental, and Vision Insurance

Back Life Insurance

Back Long-Term Care

Back Dependent Health Insurance

Back Benefits for Life for State Retirees

Back Leaving State Employment?

Back Disability Protection

Back Online Resources

Online Presentations
E-Learning Modules
Videos

Back Online Presentations

Back E-Learning Modules

Back Videos

Back Forms and Publications

Back Board Information

Meeting Schedule
Agendas
Minutes
Statistical Information
Board Members
Special Reports
Get Updates

Back Meeting Schedule

Back Agendas

Back Minutes

Back Statistical Information

Back Board Members

Back Special Reports

Back Get Updates

Back Contact ORS

View Result for:

/orsstatedb/online-resources/videos

Back to ORS - State Employees Defined Benefit Plan

Search is currently unavailable. Please try again later.

Popular on michigan.gov

Agriculture and Rural Development
Civil Rights
Environment
Health and Human Services
Natural Resources
Secretary of State

How Do I...

Register to Vote
Renew My License Plate
View Assistance Programs

Unsupported Browser Detected

The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.

Supported Browsers

Google Chrome
Safari

Microsoft Edge
Firefox

Videos

Michigan flag waving in the wind.

Videos

Online Resources
Videos

Learn more about planning for your retirement

Early Career. Illustrated icon of a building dome and a photograph of the Michigan State Capitol building.

Early Career Playlist

Mid-Career and Nearing Retirement. Illustrated icon of a building dome and a photograph of the Michigan State Capitol building.

Mid-Career and Nearing Retirement Playlist

Retired. Illustrated icon of a building dome and a photograph of the Michigan State Capitol building.

Retired Playlist

Follow us

Videos

Copyright State of Michigan

ORS Purpose

We are an innovative retirement organization driven to empower our customers for a successful today and a secure tomorrow.

Disclaimer

The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 240 of 1943, as amended. Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law, the provisions of the law govern.

Contact Us

miAccount Message Board

The Message Board is your secure link to an ORS customer service representative.

Telephone Numbers:

8:30 a.m. to 5 p.m. weekdays except state holidays.

Lansing Area: 517-284-4400

800-Number: 800-381-5111

Fax: 517-284-4416

Address:

Michigan Office of Retirement Services, PO Box 30171, Lansing, MI 48909-7671

About Us

Contact ORS
Office of Retirement Services
Retirement Act
Notice of Privacy Policies
Plan Communications

Retirement Systems

Michigan Public School Employees Retirement System
Michigan State Employees Retirement System
Michigan State Police Retirement System
Michigan Judges Retirement System
Michigan Military Retirement Provisions

Resources

miAccount
Annual Comprehensive Financial Reports (ACFRs)
Other Reports
Connections Newsletter
Proactive Newsletter
Glossary

Copyright 2026 State of Michigan Mi.gov Home Policies Accessibility Disability Resources Language Services FOIA Directory Departments