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Michigan Homeowner Assistance Fund application period to end December 8, 2023

Michigan Homeowner Assistance Fund application period to end December 8, 2023

Michigan homeowners encouraged to apply as soon as possible ahead of deadline

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LANSING, Mich. – The Michigan State Housing Development Authority (MSHDA) has announced that it will soon have enough applications through the federally funded Michigan Homeowner Assistance Fund (MIHAF) program to reserve all funds available. The MIHAF online portal will stop accepting new applications as of Friday, December 8, 2023, at midnight. Michiganders with homeownership related delinquencies caused by the COVID-19 pandemic should apply immediately for potential consideration. It is likely that more applications will be received than funds available.

Applications submitted before the deadline will continue to be processed until all available funds are utilized. Applicants can check the status of their application at any time by visiting the application application portal

The MIHAF program proved to be remarkably effective for those facing economic hardship and potential foreclosure due to pandemic-related causes. Since the program’s launch in February 2022:

  • Over $200 million has been disbursed statewide to-date
  • More than 26,000 residents have received funding, with an average of $7,600 per household
  • Over $99 million has been distributed for mortgage delinquency, and more than $63 million for delinquent property taxes

“The MIHAF program provided much-needed housing stability for residents across the state,” said Amy Hovey, executive director of MSHDA. “This federal funding was essential in helping thousands of Michigan homeowners avoid foreclosure and keep their homes, clear their property tax debt and get caught up on their utilities.”

After December 8, 2023, homeowners who have not applied can be added to a waitlist by calling MIHAF customer service at 1-844-756-4423 or by emailing. 

Funding for the Michigan Homeowner Assistance Fund came from the American Rescue Plan Act of 2021, which allocated $242 million to the State of Michigan to be used directly on homeownership related assistance for individuals and families financially impacted by the COVID-19 pandemic. The response to the program has been overwhelming as many in need have sought to use MIHAF to secure housing stability. In fact, the program may end up with more applications than funds available, however MSHDA is focused on processing as many applications as possible that are received by December 8, 2023, until all funds are expended.




The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.