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Septic Replacement Loan Program

Septic system being replaced in a yard with a large wood barn
Environment, Great Lakes, and Energy

Septic Replacement Loan Program

The Michigan legislature appropriated 35 million dollars for EGLE's Onsite Wastewater Management Unit to develop and implement a statewide, low interest loan program for the replacement of failing and near failing septic systems. EGLE has contracted with third party, non-profit green bank lender - Michigan Saves - to design and manage the program. The Septic Replacement Loan Program (SRLP) is divided into two tiers, with both income-based financing (Tier 1) and a market based loan (Tier 2). Systems supported by the SRLP must be evaluated, designed, and installed in accordance with EGLE’s Program Minimum Standards, and must be installed by a Michigan Saves Authorized Contractor. Both Tier 1 and Tier 2 loans are now available to homeowners.

  • Looking for a contractor?

    Search for a contractor by location using the Michigan Saves contactor map.

Approved manufacturers design manuals

It is important to read the approval letters as they provide "approved with contingency" information for each manual.

Contact us

For program minimum standards questions, contact EGLE-DWEHD-SRLP@Michigan.gov.

For contractor questions, contact Michigan Saves at Info@MichiganSaves.org.

A glass jar filled with coins with a leafy green sprout emerging
A glass jar filled with coins with a leafy green sprout emerging

Are you a homeowner or contractor that needs more information?

For homeowners applying for financing and interested contractors, visit Michigan Saves for more details.

Visit Michigan Saves