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State Revolving Fund

Michigan State Revolving Fund Logo

State Revolving Fund

Image of Active Construction on a new Wastewater Treatment Plant
Image of Active Construction on a new Wastewater Treatment Plant

How much can you save when you use the State Revolving Fund?

To help communities better understand the program and the potential savings as a result of our significantly low interest rates, EGLE is excited to release the SRF Savings Calculator. This tool helps visualize potential financial savings applicants can realize through the SRF program.

Calculate your savings!

Water Infrastructure Funding and Financing Programs

  • Waste water treatment plant

    Clean Water State Revolving Fund (CWSRF)

    Michigan’s CWSRF offers low-interest loans to help local governments build wastewater and stormwater projects that protect water quality and public health.

  • Image of blue pipe used to carry filtered drinking water from treatment plant.

    Drinking Water State Revolving Fund (DWSRF)

    Michigan’s DWSRF offers low-interest loans to public water suppliers to meet Safe Drinking Water Act standards and address health or environmental risks.

  • creek surrounded by flowers

    Financing Stormwater Infrastructure

    Michigan’s CWSRF offers flexible, innovative financing for stormwater projects. Learn what’s eligible and how to apply. 

  • Image of system piping in basement

    Water Infrastructure Grants

    Grants include technical and pre-construction activities for water infrastructure projects. Explore programs that are in progress or accepting new applications.

Preview of the dashboard showing points all across Michigan
Preview of the dashboard showing points all across Michigan

Michigan Water Infrastructure Funding and Financing Dashboard

This dashboard is meant for general information about projects funded through the CWSRF and the DWSRF. The project locations are meant to give a general location of where work is being done and not a specific site.

Launch the dashboard Download the dataset



Pipe close up in water treatment plant

How to Apply

Potential applicants to the State Revolving Fund should first review the Eligibility Guidance. Eligible applicants must submit the Intent to Apply (ITA) form below to be considered for funding and financing opportunities. All financing determinations are based on applicant eligibility, priority points, and availability of funds. Applicants should apply for a project with the expectation the program is a loan program first and foremost.

Submittal of this form will assign a Water Infrastructure Funding and Financing Section (WIFFS) project manager to discuss the next steps in the planning process. Any questions regarding your project can be directed to WIFFS Staff.

A preview of the ITA form is available for review prior to submitting the electronic form.

  • CWSRF fact sheet

  • DWSRF fact sheet

Fiscal Year 2026 Interest Rates

Length of Loan Term

Standard Applicant

Overburdened Applicant

Significantly Overburdened Applicant

Storm Water Management Projects

20 Years

2.50%

2.00%

1.00%

First $5M - 0.00%

30 Years

2.75%

2.00%

1.00%

First $5M - 0.00%

40 years (DWSRF Only)

Not Applicable

2.00%

1.00%

Not Applicable

Strategic Water Quality Initiatives Fund

2.50%

2.00%

1.00%

Not Applicable

Michigan State Revolving Fund Logo