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The Insurance Compliance Division works to ensure that all Michigan employers subject to the Workers’ Disability Compensation Act comply with the law by securing coverage either through an insurance policy or through approved self-insurance. The division maintains current and historical records for over 243,000 employers. This includes coverage records on self-insurers, employers with insurance, and employers who have excluded themselves from the Act. In addition, this division has the responsibility of enforcing employers’ compliance with insurance requirements of the statute.
The major objectives of the division are to keep accurate insurance coverage records; name the proper insurance carrier on petitions for hearing; and enforce compliance with the statute.
For information about workers' compensation insurance policy classification codes and experience modification factors; and Michigan Workers' Compensation Placement Facility/Assigned Risk Pool.