Overview:

Personal Financial Management is designed to give participants the tools necessary to manage their own finances over their lifetime. It would be of interest to anyone who plans to have a job, buy a car, buy a house, have a family, and retire to a comfortable life. It is meant to be a general interest course and therefore does not require any previous knowledge.

Overall Goal of Personal Financial Management:

The Goal of this course is to give participants the tools necessary to manage their own finances over their lifetime.  This includes knowledge in budgeting, investing, borrowing money, and estate planning.

Personal Financial Management Skill List:

• Identifying and organizing money
• Banking information
• Budgeting
• Income taxes, including blind work expenses
• Investing strategies; retirement accounts, stocks, bonds, Mi Able accounts, etc.
• Credit Reports
• Insurance
• Borrowing money
• Understanding bankruptcy
• Basics of estate planning

Additional Information:

This course will inform participants how individual choices directly influence occupational goals and future earnings potential. Participants are not required to learn every topic equally, they may choose to learn additional information about specific topics that are of interest to them and may choose to learn only basic information about other topics that they feel will be less beneficial to them.  This course will provide a foundational understanding for making informed personal financial decisions leading to financial independence.