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Michigan's Safeguarding Tomorrow Revolving Loan Fund (MiSTRLF)

Michigan's Safeguarding Tomorrow Revolving Loan Fund (MiSTRLF)

Michigan's Safeguarding Tomorrow Revolving Loan Fund (MiSTRLF) provides more opportunity to Michigan communities for the implementation of hazard mitigation activities. The program aims to reduce vulnerability to disasters, foster community resilience, and minimize disaster suffering.

Michigan originally applied for the Safeguarding Tomorrow Revolving Loan Fund (STRLF) offered through the Federal Emergency Management Agency (FEMA) in FY 2023. Michigan supports the STRLF program as it offers several benefits for hazard mitigation efforts:

  • Low-Interest Loans: The STRLF provides low-interest revolving loans to eligible entities. These loans can be used for hazard mitigation projects, such as infrastructure improvements, or flood control.
  • Local Decision-Making: Eligible entities have the authority to make funding decisions and award loans directly to local governments with approved hazard mitigation plans. This local control allows for tailored solutions based on community needs.
  • Revolving Fund: The program operates as a revolving fund, meaning that repaid loans are recycled back into the fund. This ensures a sustainable source of funding for future mitigation projects.
  • Enhanced Resilience: By supporting hazard mitigation projects, the STRLF helps communities become more resilient to natural disasters. This can lead to reduced damage, loss of life, and recovery costs.

MiSTRLF Eligibility

Local Hazard Mitigation Plan: Local governments seeking loans must have a local hazard mitigation plan approved by the Federal Emergency Management Agency (FEMA). This plan outlines strategies to reduce risks from natural disasters.

Environment and Historic Preservation: Local governments submitting a project proposal will be required to complete an Environment and Historic Preservation (EHP) Review for their project before funding could occur.

Repayment: Local governments seeking loans must have a dedicated source of revenue for the repayment of the loan secured through the MiSTRLF program.

Guidance and Resources

Intended Use Plan
 FEMA Safeguarding Tomorrow Revolving Loan Fund

 

Interested in applying for Michigan's Safeguarding Tomorrow Revolving Loan Fund (MiSTRLF)?

Click the Notice of Interest (NOI) button below. This will allow your community to submit your NOI with our hazard mitigation unit and start your community's journey towards submitting a project proposal and potentially being awarded a loan through the MiSTRLF program.

Notice of Interest

Contact Us

Grant Forms

Want to Learn More about the MiSTRLF?
We are here to provide understanding of the MiSTRLF program and all that it has to offer communities across the State of Michigan. If you are looking to learn more about the program, or have specific questions please use the Contact Us button or reach out to Andrea Stone at StoneA13@michigan.gov or 517-855-0938.