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2026 April Storms & Flooding Disaster Assistance

2026 April Storms & Flooding Disaster Assistance

Applying for Assistance

If you are a Michigan homeowner or renter in Alcona, Allegan, Alpena, Antrim, Barry, Benzie, Charlevoix, Cheboygan, Crawford, Emmet, Grand Traverse, Gratiot, Iosco, Kalamazoo, Kalkaska, Manistee, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, Presque Isle, Roscommon, Saginaw, Washtenaw, or Wexford counties with uninsured damage to your primary home, personal property loss or disaster-related emergency needs due to the April storms and flooding, you may be able to apply for FEMA assistance.

If you have insurance, file a claim before applying for FEMA assistance. FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your disaster expenses, you may be eligible for federal assistance.

  • The fastest way to apply is online at DisasterAssistance.gov or the Spanish language DisasterAssistance.gov/es. Money may be available to help you with serious needs like hotel costs, displacement costs, basic home repair costs, personal property loss or other disaster-caused needs.

    If you can’t apply online, call the FEMA helpline at 800-621-3362. If you use video relay service, captioned telephone service or others, give FEMA your number for that service.

    If you were visited by a FEMA assessment team in May, you must still go to DisasterAssistance.gov or call the FEMA helpline to apply for federal assistance.

    • Your contact information (phone number, current mailing address, email address, and damaged home address).
    • Your Social Security number.
    • A general list of damage and losses.
    • Annual household income.
    • Banking information if you choose direct deposit.
    • If insured, the policy number or the agent and/or the company name.

  • If you have insurance, file a claim before applying for FEMA assistance. FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your disaster expenses, you may be eligible for FEMA assistance.

    FEMA assistance may include the following:

    • Money you can use to rent temporary housing if you can’t return home because of the disaster.
    • Money to pay for hotel stays or other temporary lodging.
    • Money to help with basic repairs to your home caused by disaster damage.
    • An initial, flexible payment so you can purchase items such as water, food, first aid, prescriptions and other immediate needs.
    • Money to help you repair or replace appliances, room furnishings, a personal or family computer damaged by the disaster, books, uniforms, tools, additional computers and other items required for school or work, including self-employment.
    • Money to help you pay for medical expenses because the disaster caused an injury or illness.
    • Money to help you pay for funeral or reburial expenses caused by the disaster.
    • Money to help you pay for increased or new childcare expenses caused by the disaster.
    • Money to help you repair or replace a vehicle damaged by the disaster.
    • Money to help you move and store personal property from your home to prevent additional damage.
    • Money to help people with a disability make repairs to ensure the home is accessible.
    • Money to help repair a privately owned road or bridge that provides the only access to the home.

  • If you need more information or additional help:

    Printable Documents

    Financial Help After a Disaster 

    Financial Help After a Disaster - Spanish 

    How to Apply for Assistance 

    How to Apply for Assistance - Spanish 

    Disaster Assistance Flyer - English & Spanish