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Investor Education Resources Programs for Adults

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Investor Education Resources Programs for Adults

IE Resources for Adults

Our Financial Journey

The importance of financial literacy lies in comprehending how to save, earn, borrow, invest, and safeguard money wisely. It is crucial for establishing both short- and long-term financial behaviors and skills that contribute to improved financial well-being.

During the transition from adolescence to young adulthood, the financial literacy journey enters a crucial phase. As executive function skills develop further, individuals become better equipped to make informed financial decisions and prevent fraud/scams. Money-related habits and norms continue to change as young adults gain independence and encounter more financial obligations. This phase is pivotal for solidifying financial knowledge and decision-making abilities, enabling them to effectively manage their finances in daily life. By nurturing these skills and cultivating a positive attitude towards money, young adults can establish a sturdy financial foundation for their future well-being. 

A DEVELOPMENTAL MODEL

  • Early childhood (ages 3–5)

    • During this stage, children start establishing the fundamental skills associated with executive function.
    • Basic values and attitudes linked to financial concepts start taking shape.
    • Children start grasping mathematical concepts and number skills essential for financial literacy.

  • Middle childhood (ages 6–12)

    • Development of executive function skills and behaviors progresses.
    • Formation of financial habits and norms becomes prominent, influenced by the observation of family members and peers' interactions with money, shaping children's independent identities.
    • Introduction to fundamental concepts of money management occurs during this stage.

  • Adolescence and young adulthood ages (13-21)

    • The maturation of executive function persists.
    • Money-related habits and norms evolve.
    • Young individuals enhance their financial knowledge and decision-making abilities, which become increasingly significant in their daily routines.

Here are a few Quick Resources

Next Gen Personal Finance

Econ Collection

Math

Teacher PD & Community

All NGPF Games

So Expensive Series

Videos & Activities

Curriculum Units

High School (Tri/ Semester/Full Year)

Language Recourses

Spanish & ELL Directory

Resources for Adults

  • Budget Bites

    Budget Bites

    Encouraging healthy eating habits and smart budgeting can go hand in hand with a little creativity and planning.

  • Candle Making

    Candles - A Crafting Side Hustle

    Candle-making is only one of many skills people can leave their local libraries with to fuel their passion and possibly their wallet.

  • Woman journaling

    Mindfulness Journaling

    Labeling emotions and acknowledging traumatic events — both natural outcomes of journaling — have a known positive effect on people.

Fraud
Fraud

SCAM AND FRAUD PREVENTION

Scammers use lots of different tactics — stories
about grandchildren in distress, million-dollar
prizes, a romantic future, or a business deal —
to try to steal people’s money.

Scam and Fraud Prevention

GAMIFICATION RESOURCES

HIGH SCHOOL AND BEYOND

Supplies: Fee Online Games

Note: This is not an endorsement to any information provided on all online games mentioned here.

  • Claim Your Future

    Claim Your Future lets students pick a career and then create a budget and make other spending decisions based on the monthly salary that comes with it.

  • Payback

    (Spanish version is available.) This financial simulation game can help teens make better life decisions. They’ll pick out careers and majors based on simulating what kinds of jobs they might find when they graduate, and how much their student loans might be.

  • The Stock Market Game

    Learn to play the stock market without the risk. Students can get a feel for how investing works, the risks involved, and which investments are the best choice.

  • The Uber Game

    Can a person survive on a job in the “gig economy”? That’s what this game attempts to reveal to your students. They’ll be given an urgent financial need (such as – your mortgage of $1,000 is due in a week), and then will need to accept gig jobs from Uber in order to try and save up enough to pay their bills.

  • ZOGO

    Get paid to learn financial literacy and earn gift card rewards from your favorite brands. Play through short modules that cover topics ranging from buying a car to investing in the stock market. It’s easy to get started. Just download the app and enter in the access code FITZSIMONSCU to start earning rewards.

Grown Ups

Supplies: Free Online games.

Let’s be real. Financial literacy learning isn’t just for kids. We ‘kids at heart’ could always use a refresher on topics like managing debt, using credit cards, and protecting your identity. We’ve rounded up a few great places to start your extra-curricular learning.

Note: This is not an endorsement to any information provided on all online games mentioned here.

  • CBNC Logo

    Invest in You: Money 101

    CBNC offers this 8-week learning course to financial freedom for free and that’s not even the best part. It’s delivered directly to your inbox weekly. Talk about barely having to lift a finger.

  • NEFE Logo

    Money Basics

    Smart About Money’s Money Basics courses help you to form a healthy financial foundation for the rest of your personal finance journey. Each course takes approximately 45 minutes to complete and includes valuable tools and resources including worksheets, calculators, and quizzes. Constructed by the nonprofit college for financial planning, National Endowment for Financial Education, “NEFE”.

Access Tools and References

CONTACT US!

Licensing and Regulator Affairs, Corporations and Commercial Licensing
Investor Education
Phone: (517) 335-5237
Fax: (517) 763-0039
Email: LARA-CSCL-Securities-Audit@michigan.gov

Visit Investor Education Resources for more information.