Liquor Liability Insurance

Liquor Liability Insurance - Proof of Financial Responsibility

It is the responsibility of the applicant or licensee to ensure that the required proof of liquor liability insurance has been received by the MLCC using the Commission-approved Proof of Financial Responsibility (LC-95) form pursuant to administrative rule R 436.2005.  Acord documents are not acceptable as a substitute for the LC-95 form and will be disposed of securely whether submitted by mail, fax, or email.  Applicants, licensees, or insurance companies may submit the LC-95 form in electronic format to MLCCInsurance@michigan.gov.

Related Forms

Proof of Financial Responsibility (LC-95) form

Required for retailer licensees (such as bars, restaurants, hotels, grocery stores, convenience stores, gas stations, and liquor stores) and manufacturer licensees with approved tasting rooms.

Request to Place License in Escrow (LCC-108)

If you received an Emergency Suspension Order due to no Proof of Financial Responsibility, but your business is closed, complete the escrow request form and return with your original license and permit document.

Insurance Company Verification through Department of Insurance & Financial Services (DIFS)

DIFS Search Criteria for Insurance Agencies

Search for an insurance agency that is eligible to write commercial insurance in Michigan.

DIFS Search Criteria for Insurance Companies

Search for a specific insurance carrier eligible to write commercial insurance in Michigan.

Other Related Resources

Active/Escrowed License Search

Verify licensee information and check if licensee has active Proof of Financial Responsibility.

Application Status Search

Verify liquor licensing information for an applicant or licensee that has a pending application.