Liquor Liability Insurance - Proof of Financial Responsibility
It is the responsibility of the applicant or licensee to ensure that the required proof of liquor liability insurance has been received by the MLCC using the Commission-approved Proof of Financial Responsibility (LC-95) form pursuant to administrative rule R 436.2005. Acord documents are not acceptable as a substitute for the LC-95 form and will be disposed of securely whether submitted by mail, fax, or email. Applicants, licensees, or insurance companies may submit the LC-95 form in electronic format to MLCCInsurance@michigan.gov.
Related Forms
Required for retailer licensees (such as bars, restaurants, hotels, grocery stores, convenience stores, gas stations, and liquor stores) and manufacturer licensees with approved tasting rooms.
If you received an Emergency Suspension Order due to no Proof of Financial Responsibility, but your business is closed, complete the escrow request form and return with your original license and permit document.
Insurance Company Verification through Department of Insurance & Financial Services (DIFS)
Search for an insurance agency that is eligible to write commercial insurance in Michigan.
Search for a specific insurance carrier eligible to write commercial insurance in Michigan.
Other Related Resources
Verify licensee information and check if licensee has active Proof of Financial Responsibility.
Verify liquor licensing information for an applicant or licensee that has a pending application.
